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Rules & Regulations: Insurance Division


The State of Rhode Island is in the process of transitioning regulations to an administrative code system. The Department of Business Regulations has been assigned Title 230 and the Insurance Division has been assigned chapter 20. Regulations will be categorized by sub chapter and part, and the citations will be in the format 230 RICR 20-xx-xx. As regulations are reformatted the Department will update the following chart with hyperlinks to the reformatted regulations. Any questions concerning the process or the status of a regulation should be sent to dbr.insurance@dbr.ri.gov.


Chapter Sub-Chapter Part Former Number New Citation Forms
20 Insurance05 - Personal Lines - Automobile and Homeowners InsuranceUninsured and Underinsured Motorist Insurance Insurance Regulation 10230-RICR-20-05-1
Effective: 8/22/13
Insurance Bulletin 2017-4
    Automobile Insurance Policies; Cancellation and Renewal Provisions Insurance Regulation 16
230-RICR-20-05-2
Effective: 3/31/06
    Automobile Insurance Rating Insurance Regulation 25 230-RICR-20-05-3
Effective:11/28/17
    Reinspection of Collision Damage Claims Insurance Regulation 76 230-RICR-20-05-4
Effective: 5/13/10
    Pre-Inspection of Private Passenger Motor Vehicles Insurance Regulation 77 230-RICR-20-05-5
Effective: 2/18/18
Insurance Bulletin 2018-5
    Procedures in Payment of Automobile Damage Claims Insurance Regulation 78 230-RICR-20-05-6
Effective: 3/1/12
    Automobile Theft and Insurance Fraud Assessment Insurance Regulation 83 230-RICR-20-05-7
Effective: 9/3/02
    Rhode Island Automobile Insurance Plan Insurance Regulation 98
Effective: 5/2/01
230-RICR-20-05-8
    Insurance Coverage for Lead Poisoning Insurance Regulation 101 230-RICR-20-05-9
Effective: 5/6/18
    Auto Body Labor Rate Survey Insurance Regulation 108 230-RICR-20-05-10
Effective: 8/14/17
    Basic Property Insurance Inspection and Placement Program Insurance Regulation 15 230-RICR-20-05-11
Effective: 4/15/09
    Municipal Liens on Fire Insurance Proceeds Insurance Regulation 31
Effective: 9/8/87
230-RICR-20-05-12
    Property Insurance and Weather Related Claims Insurance Regulation 110 230-RICR-20-05-13
Effective: 10/03/13
    Notice of Material Changes Upon Renewal of Personal Motor Vehicle, Homeowner and Residential Fire Insurance Insurance Regulation 97 230-RICR-20-05-14
Effective: 7/1/15
    Use of Credit - Extraordinary Life Events and Insufficient Credit Insurance Regulation 116 230-RICR-20-05-15
Effective: 7/1/11
    Insurance Statistical Data Insurance Regulation 32 230-RICR-20-05-16
Effective: 1/1/84
  10-Medical Malpractice Insurance Medical Malpractice Joint Underwriting Association Insurance Regulation 21 230-RICR-20-10-1
Effective:11/28/17
  15-Workers Compensation Insurance Worker Compensation Group Self-Insurance Insurance Regulation 33 230-RICR-20-15-1
Effective: 1/28/18
Insurance Bulletin 2018-3
    Present Value of Permanent Total Disability Worker's Compensation Reserves Insurance Regulation 72 230-RICR-20-15-2
Effective: 11/11/93
  20-Commercial Insurance Commercial Insurance Cancellation, Non-Renewal and Premium or Coverage Changes Insurance Regulation 38 230-RICR-20-20-1
Effective: 8/22/13
  25-Life and Annuities Suitability in Annuity Transactions Insurance Regulation 12 230-RICR-20-25-1
Effective: 1/28/18
    Recognition of Preferred Mortality Tables for Use in Determining Minimum Reserve Liabilities Insurance Regulation 18
Effective: 2/14/07
230-RICR-20-25-2
    Life Insurance Disclosure Insurance Regulation 27 230-RICR-20-25-3
Effective: 1/28/18
Insurance Bulletin 2018-2
    Life Insurance and Annuities Replacement Insurance Regulation 29 230-RICR-20-25-4
Effective: 1/28/18
Insurance Bulletin 2018-1
    Advertisements of Life Insurance and Annuities Insurance Regulation 52 230-RICR-20-25-5
Effective: 2/18/14
    Annuity Disclosure Insurance Regulation 41
Effective: 9/30/09
230-RICR-20-25-6
    Modified Guaranteed Annuities Insurance Regulation 85 230-RICR-20-25-7
Effective: 5/5/96
    Valuation of Life Insurance Policies Insurance Regulation 93 230-RICR-20-25-8
Effective: 8/26/10
    Annuity Mortality Table for Use in Determining Reserve Liabilities for Annuities Insurance Regulation 94 230-RICR-20-25-9
Effective: 2/18/18
Insurance Bulletin 2018-4
    2001 CSO Mortality Table for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits Model Regulation Insurance Regulation 104 230-RICR-20-25-10
Effective: 4/14/05
    Military Sales Practices Insurance Regulation 109 230-RICR-20-25-11
Effective: 10/20/11
    Preneed Life Insurance Minimum Standards for Determining Reserve Liabilities and Nonforfeiture Values Insurance Regulation 111 230-RICR-20-25-12
Effective: 1/20/09
    Senior Specifications Insurance Regulation 112 230-RICR-20-25-13
Effective: 5/26/09
    Life Insurance Illustrations Insurance Regulation 113 230-RICR-20-25-14
Effective: 9/30/09
  30-Health Insurance Minimum Standards of Health Benefit Plans Insurance Regulation 23
Effective: 7/7/98
230-RICR-20-30-1
    Coordination of Benefits Insurance Regulation 48
Effective: 8/12/14
230-RICR-20-30-2
    Health Insurance Reserves Insurance Regulation 86 230-RICR-20-30-3
Effective:7/23/96
    Powers and Duties of the Office of the Health Insurance Commissioner  OHIC Regulation 2
Effective:1/1/17
230-RICR-20-30-4
    Standards for Readability of Health Insurance Forms OHIC Regulation  5
Effective: 8/31/10
230-RICR-20-30-5
    Prompt Processing of Claims OHIC Regulation  7
Effective: 1/1/07
230-RICR-20-30-6
    Medicare Supplement Insurance Minimum Standards OHIC Regulation  8
Effective: 8/5/09
230-RICR-20-30-7
    Advertisements of Medicare Supplement Insurance with Interpretive Guidelines OHIC Regulation  9
Effective: 5/1/10
230-RICR-20-30-8
    Adoption of Cafeteria Plans OHIC Regulation  10
Effective: 7/1/09
230-RICR-20-30-9
    Small Employer Health Insurance Availability OHIC Regulation  11
Effective: 10/16/11
230-RICR-20-30-10
    Multiple Employer Welfare Arrangements OHIC Regulation  13
Effective: 7/24/09
230-RICR-20-30-11
    Tobacco Cessation Treatment Coverage OHIC Regulation  14
Effective: 8/14/09
AMENDED: 1/27/10
AMENDED: 1/1/11
230-RICR-20-30-12
    Discount Medical Plan Organizations OHIC Regulation  15
Effective: 6/1/11
230-RICR-20-30-13
    Insurance Issued to Trusts or Associations OHIC Regulation  16
Effective: 6/1/11
230-RICR-20-30-14
    Filing and Review of Health Insurance Plan Forms and Rates OHIC Regulation  17
Effective: 2/15/13
230-RICR-20-30-15
  35-Long Term Care Insurance Long-Term Care Insurance Insurance Regulation 44
Effective: 6/10/08
230-RICR-20-35-1
  40-Claims Unfair Life, Accident and Health Claims Settlement Practices Insurance Regulation 13 230-RICR-20-40-1
Effective: 11/23/05
    Unfair Property/Casualty Claims Settlement Practices Insurance Regulation 73 230-RICR-20-40-2
Effective:2/18/14
  45-Financial Standards and Corporate Operations  Insurance Holding Company Systems Insurance Regulation 17 230-RICR-20-45-1
Effective:4/12/12
    Surrender and Non-Renewal of Licenses by Insurers Authorized to Write Insurance in Rhode Island Insurance Regulation 58 230-RICR-20-45-2
Effective: 12/20/94
    Credit for Reinsurance Insurance Regulation 59
Effective: 9/2/14
230-RICR-20-45-3
    Proxies, Consents and Authorizations of Domestic Stock Insurers Insurance Regulation 65
Effective: 2/8/66
230-RICR-20-45-4
    Insider Trading of Domestic Stock Insurance Company Equity Securities Insurance Regulation 66 230-RICR-20-45-5
Effective: 6/16/66
    Voluntary Restructuring Insurance Regulation 68 230-RICR-20-45-6
Effective: 8/18/15
    Annual Financial Reporting Insurance Regulation 87 230-RICR-20-45-7
Effective: 12/2/16
    Life and Health Reinsurance Agreements Insurance Regulation 88 230-RICR-20-45-8
Effective: 7/23/96
    Actuarial Opinion and Memorandum Regulation Insurance Regulation 89 230-RICR-20-45-9
Effective: 8/26/10
    Captive Insurance Financial Regulation Insurance Regulation 95 230-RICR-20-45-10
Effective: 12/31/99
    Corporate Governance n/a 230-RICR-20-45-11
Effective: 1/1/17
  50-Insurance producers and other non-insurer licensees Surplus Line Brokers Insurance Regulation 11
Effective: 1/14/11
230-RICR-20-50-1
    Continuing Education for Insurance Producers Insurance Regulation 40 230-RICR-20-50-2
Effective: 5/14/18
    Motor Vehicle Damage Appraisers Insurance Regulation 42 230-RICR-20-50-3
Effective:11/28/17
    Insurance Claim Adjusters Insurance Regulation 43 230-RICR-20-50-4
Effective: 1/1/15
    Licensing and Renewal Fees Insurance Regulation 103
Effective: 1/1/15
230-RICR-20-50-5
  55-Insurance Company Licensing Standards for Foreign Insurance Company Licensing Insurance Regulation 30 230-RICR-20-55-1
Effective: 6/24/02
    Alien Insurance Companies Rhode Island as Port of Entry State Insurance Regulation 91 230-RICR-20-55-2
Effective: 7/28/98
  60-Miscellaneous Consumer Credit Insurance Insurance Regulation 9 230-RICR-20-60-1
Effective: 6/30/10
    Consent-to-Rate Filing Insurance Regulation 20 230-RICR-20-60-2
Effective: 4/15/09
    Rate Hearing Procedures  Insurance Regulation 39 230-RICR-20-60-3
Effective: 11/2/05
    Record Retention and Production Insurance Regulation 67 230-RICR-20-60-4
Effective: 11/8/07
    Civil Unions Insurance Regulation 118
Effective: 12/23/11
230-RICR-20-60-5
    Financial Institution Insurance Sales Act Insurance Regulation 90 230-RICR-20-60-6
Effective: 5/13/97
    Privacy of Consumer Information Insurance Regulation 99 230-RICR-20-60-7
Effective: 5/14/18
    Standards for Safeguarding Customer Information Insurance Regulation 107 230-RICR-20-60-8
Effective: 9/1/06
    Service of Process Upon Insurance Companies Insurance Regulation 114 230-RICR-20-60-9
Effective: 3/25/10
    Life Settlements Insurance Regulation 115 230-RICR-20-60-10
Effective: 7/1/10